United Bank for Africa Plc partners with MTN Nigeria to introduce an electronic purse called X-change CashCard. X –change CashCard is an electronic wallet which allows access to cash at any Interswitch or QuickCash ATM and also enables you to make non-cash payments at InterSwitch enabled Point of Sale terminals (POS). The X - change card has other excellent benefits such as: • 24/7 access to MTN